Turn rental income into investment power

Access capital based on your property's current or potential cash flow with Truehold Financial's DSCR Loans.

Get a quote

What is a DSCR Loan?

DSCR (Debt Service Coverage Ratio) loans qualify you based on whether your property's rental income can cover the loan payments. Rather than requiring extensive documentation like tax returns and employment history, the emphasis shifts to what actually matters: your property's current cash flow or potential rental performance.

How It Works

Submit your information

Share basic property details and rental income information, typically without needing W-2s, tax returns, or employment verification.

Apply and lock in your rate

Digital property review and standard credit requirements follow. A loan officer will discuss rate and terms with you.

Close and access capital

Funding available in as few as 10 days. Use the capital for acquisitions, renovations, refinancing, or debt consolidation.

Why Choose DSCR Financing

Your Rental Income Does the Talking

Your rental income is more valuable than your W-2 for getting loans.

Fast Funding

Quickly access up to 80% loan-to-value. While traditional lenders take 30-60+ days, we can fund in as few as 10.

Dedicated Team

Experienced specialists providing personalized guidance through the lending process.

No Portfolio Requirements

Property owners meeting standard qualifications can access investor-friendly financing without needing extensive portfolio history.

Frequently

asked questions

See all FAQs

Ready to finance your next investment property?

Get financing designed specifically for property owners, based on what actually matters: your property's cash flow performance.