Smart loans for smart investors

Fast funding in as few as 10 days

Multiple programs to choose from

Preserve personal capital for your next deal

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Our Programs

DSCR Loans

Long-term financing for rental properties. Qualify based on your property's cash flow, not your personal income.

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Fix-and-Flip Loans

Short-term financing for renovation projects. Get funded fast and cover both purchase and rehab costs with one loan.

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We Make it Easy to Finance Your Future

Submit Your Information

Share basic property details about the investment you are financing.

Apply and Lock in Your Rate

A Truehold Financial Loan Officer will go over your rate and terms.

Close and Access Capital

Get funded in as few as 10 days and grow your portfolio.

Why Choose DSCR Financing

Your Rental Income Does the Talking

Your rental income is more valuable than your W-2 for getting loans.

Fast Funding

Access up to 95% loan-to-cost and 80% after-repair value. Plus, we cover 100% of rehab costs.

Dedicated Team

Experienced specialists providing personalized guidance through the lending process.

No Portfolio Requirements

Property owners meeting standard qualifications can access investor-friendly financing without needing extensive portfolio history.

Why Choose Fix-and-Flip Financing

Lightning-Fast Closings

Compete with cash buyers and secure properties in as few as 10 days.

High Leverage Financing

Access up to 95% loan-to-cost and 80% after-repair value, plus 100% rehab coverage.

No Traditional Hassles

No third-party appraisals or personal income verification required.

The Simplicity of One Loan

Cover purchase and renovation costs with one loan; no application fees.

Our Lending Footprint

We're committed to supporting investors throughout most of the U.S., providing a consistent and seamless experience in all the markets we serve.

Truehold Financial lending footprint across the United States

Frequently

asked questions

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