Smart loans for

smart investors

  • Fast funding in as few as 10 days
  • Multiple programs to choose from
  • Preserve personal capital for your next deal
Get Started

Or call us at (866)-598-6493

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Our Programs

DSCR Loans

Qualify on current or potential rental income, not your personal income. Unlocked capital can be used for acquisitions, renovations, refinancing, or debt consolidation.
Learn More

Fix-and-Flip Loans

Finance your purchase and rehab in one loan. We provide short-term financing based on your property's potential value and your renovation plan.
Learn More

We Make it Easy to Finance Your Future

Submit Your Information


Share basic property details
about the investment you are financing.

Apply and Lock
in Your Rate

A Truehold Financial
Loan Officer will go over your rate
and terms.

Close and Access
Capital

Get funded in as few
as 10 days and grow your
portfolio.
Get Started

Why Choose DSCR Financing

Your Rental Income 
Does the Talking

Finally, financing that works the way property ownership actually works. 
Your rental income is more valuable than your W-2 for getting loans.

Fast Funding

Get the fastest way to turn rental cash
flow into investment capital. While traditional lenders take 30-60+ days,
we can fund in as few as 10.

No Portfolio Requirements

You don't need a massive portfolio to qualify. Property owners who meet standard requirements can access investor-friendly financing.

Dedicated Team

Work with experienced loan specialists who understand real estate investing and can guide you through the process, providing personalized service.

Why Choose
Fix-and-Flip Financing

No Traditional Hassles
No third-party appraisals, and no personal income verification. Our streamlined process eliminates the bureaucracy that may slow down other lenders.
High Leverage Financing
Access up to 95% loan-to-cost and 80% after-repair value. Plus, we cover 100% of rehab costs so you can execute your vision without tying up all your capital.
One Loan for Simplicity
Our fix-and-flip loan covers both the acquisition and the renovation costs in one, simplified loan.
Lightning-Fast Closings
Compete with cash buyers and secure properties in as few as 10 days. While traditional lenders take weeks or months, we move at the speed of opportunity.

Our Lending Footprint

We’re committed to supporting investors throughout most of the U.S., providing a consistent and seamless experience in all the markets we serve.

Frequently asked questions

What types of properties qualify?

Single-family homes and 2-4 unit properties held as investment properties. Properties must be investment properties, not primary residences.

How quickly can I get my funding?

Both the Fix and Flip Loans and DSCR Loans can be funded as quickly as 10 days.
What's the DSCR requirement?

We offer DSCR requirements as low as 0.75. This shows your property can support the loan without relying on your personal income.

Get Started

Fill in your details and unlock the full potential of your investments today.

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General Disclosure

This website is promotional in nature and is not offered or intended as advice and should not be relied on as such. American Secure Living Inc. d/b/a Truehold (“Truehold”) and SFR FinCo LLC d/b/a Truehold Financial (“Truehold Financial”) are affiliated companies engaged in different businesses. 

American Secure Living Inc. d/b/a Truehold
Truehold transactions are real estate sales transactions, including sell-and-stay opportunities that involve the sale of property and the subsequent leasing of that property by the seller pursuant to a lease agreement. Truehold does not typically allow sellers to re-purchase the property after the sale. Product offerings vary by state and locality. Terms and conditions apply.

Truehold’s initial purchase offer is non-binding and is subject to the execution of a mutually satisfactory sale contract, contingent on a no-cost home inspection, and standard lease signing (if applicable). Offer may change based on inspection results. For sell-and-stay opportunities, post-sale, you must adhere to lease terms for the minimum term (which ranges from 6 - 24 months) to continue living in the home. This includes making timely rent payments, which may increase after the initial term. Customer testimonials are based on individual customer experience. 

SFR FinCo LLC d/b/a Truehold Financial, NMLS #2740541
‍
Lending office: 1200 Riverplace Blvd, Suite 900 Jacksonville, FL 32207
‍
Truehold Financial offers mortgage lending and mortgage brokering services in select states. Loans are not available in all states. Loans are subject to qualification and approval requirements. Terms and conditions apply.

Visit the Truehold Financial Licensing page or NMLS Consumer Access for more information about Truehold Financial’s (NMLS #2740541) licenses.

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