Smart loans for

smart investors

  • Fast funding in as few as 10 days
  • Multiple programs to choose from
  • Preserve personal capital for your next deal
Person using a calculator with a pen in hand, with glasses and documents on a desk.

Our Programs

DSCR Loans

Qualify on current or potential rental income, not your personal income. Unlocked capital can be used for acquisitions, renovations, refinancing, or debt consolidation.
Learn More

Fix and Flip Loans

Finance your purchase and rehab in one loan. We provide short-term financing based on your property's potential value and your renovation plan.
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We Make it Easy to Finance Your Future

Submit Your Information


Share basic property details
about the investment you are financing.

Apply and Lock
in Your Rate

A Truehold Financial
Loan Officer will go over your rate
and terms.

Close and Access
Capital

Get funded in as few
as 10 days and grow your
portfolio.
Get Started

Why Choose DSCR Financing

Your Rental Income 
Does the Talking

Finally, financing that works the way property ownership actually works. 
Your rental income is more valuable than your W-2 for getting loans.

Fast Funding

Get the fastest way to turn rental cash
flow into investment capital. While traditional lenders take 30-60+ days,
we can fund in as few as 10.

No Portfolio Requirements

You don't need a massive portfolio to qualify. Property owners who meet standard requirements can access investor-friendly financing.

Dedicated Team

Work with experienced loan specialists who understand real estate investing and can guide you through the process, providing personalized service.

Why Choose
Fix and Flip Financing

No Traditional Hassles
No third-party appraisals, and no personal income verification. Our streamlined process eliminates the bureaucracy that may slow down other lenders.
High Leverage Financing
Access up to 95% loan-to-cost and 80% after-repair value. Plus, we cover 100% of rehab costs so you can execute your vision without tying up all your capital.
One Loan for Simplicity
Our Fix and Flip loan covers both the acquisition and the renovation costs in one, simplified loan.
Lightning-Fast Closings
Compete with cash buyers and secure properties in as few as 10 days. While traditional lenders take weeks or months, we move at the speed of opportunity.

Frequently asked questions

What types of properties qualify?

Single-family homes and 2-4 unit properties held as investment properties. Properties must be investment properties, not primary residences.

How quickly can I get my funding?

Both the Fix and Flip Loans and DSCR Loans can be funded as quickly as 10 days.
What's the DSCR requirement?

We offer DSCR requirements as low as 0.75. This shows your property can support the loan without relying on your personal income.

Get Started

Fill in your details and unlock the full potential of your investments today.

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