Cash out, 

without moving out

Sell your home at a competitive price, then rent it back through a standard lease. It's that simple.

Get Started

Or call us at (314) 353-9757

Truehold BBB Business Review A+
Sale-Leaseback BG

What is a Sale-Leaseback?

Our residential sell-and-stay transaction combines two very standard real estate transactions into one quick and stress-free process. First, you sell your home at a competitive all-cash price. Then, you rent it through a traditional lease agreement.

In one fell swoop, you unlock your hard-earned equity in as little as 30 days and spend the proceeds however you see fit. All without uprooting your life or leaving the neighborhood you love.
‍

Accessing your home equity has never been easier.

Truehold brings two straightforward real estate transactions together to make it work for you.

Cash SVG

Sell your home

Sell your house at a competitive price in a traditional home sale. Get paid upfront, and the money is yours to spend, save, or gift however you wish.

Arrow
House Badge SVG

Stay as a renter

Make monthly payments on a standard lease, and you can finally forget about property taxes, property insurance, & essential repairs.

Transparency
You Can Trust

All Truehold sellers speak with a HUD-certified financial counselor before closing—giving you added confidence and peace of mind.

Truehold is made for people like you, no matter your stage in life. 

Secure your retirement

Stop worrying about daily expenses and economic fluctuations. Consolidate resources, and plan for the future.
Financial Icon

Achieve financial goals

Our sell-then-stay option could be the key to paying off debts or navigating major life events like divorce.
Move Icon

Simplify your move

Lock in a great sale price now and use the proceeds to buy or build a new home on your own timeline.
Home Icon

Age in place

Use your home equity to finance healthcare and other large expenses while staying in a place you love.
Dream Icon

Finance your dreams

Get the cash you need for a better future like continuing education or a new business venture.
Equity Icon

Maximize home equity

Make a savvy financial choice: sell and stay with Truehold’s sale-leaseback program. Unlocking your home's value now can save you thousands in the long-run.

See what our customers are saying:

Discover how Truehold helps all kinds of homeowners with our collection of Truehold reviews and customer testimonials.
“I wanna thank Truehold, because this wouldn’t be possible for us to get this nice, beautiful, gorgeous, spacious home if it weren't for Truehold. This is our second chance at a dream home, and we finally got it.”
Charlene
St Louis
“For me, the biggest benefit is not having to worry about finding a new place to live in 30 days. I can take my time and really look around to find something I want… I’m excited to find somewhere that will be warm and inviting.”
Suzanne
St Louis
“The concept of Truehold seemed like it would be amazing for us because we could stay in the house that we’re used to. We could be here until we’re ready to move and just move from here to there and not to a storage unit and then in between and then on top of each other for months while this house is being built.”
Alfonso
Cincinnati
“I looked at several different ways to do this, selling, reverse mortgage, 2nd mortgage, and this seemed like the best of the bunch. The entire process was simple and easy, a very pleasant experience. I'm most excited because unlike a 2nd or reverse mortgage I can stay here for as long as I like and I don't have to worry about taxes or major upkeep.”
Gary E
Kansas City
“She walked me through every step. Any questions I had, she’d find the answers for me. She made me very comfortable with the process… She covered everything so when things came up it was never a surprise.”
Tina
Cleveland
“Never have I experienced a smoother transition in favor of me! This time, it went like, turn the page, and you’re done. It was so smooth.”
Virginia
St. Louis
“As a 62 year old single female life changes put me in complicated situations having an opportunity to regain some stability again was challenging. Yet Truehold gave life a little more hope for me.”
Renita B
Kansas City
“I’m most excited about the fact that I don’t have to move, that’s the biggest thing. I don’t have to clear out the house now…My grandkids can come over…That is my biggest excitement, that I do get to keep it.”
Angie
St. Louis
“It was just the best option for us, and we got more than we were thinking this way. It helps us out. We’re still in our home, and that’s the beautiful thing. And this was a godsend to us because we were like, are there any other options? What else is out there? And Truehold hit the grand slam!”
Darrin
St. Louis
“It wasn’t just the business transaction, it was the company goal to support the seniors to stay in their home… Everybody I talked to, the goal is to keep people in their house for as long as they want to be there which met our needs as a family.”
David
St. Louis
“Years before all this came up, I had asked all my family if, since this is their childhood home, if they had any designs on it after I'm gone. ‘No’ was the reply all the way around. Since I have a sizable loan I didn't want to leave for them, my answer was Truehold. It really came at a good time.”
Adelaide
St. Louis
Prev
More reviews

Frequently asked questions

See all FAQs
How does Truehold work?
Truehold brings together two widely recognized real estate transactions—a standard home sale or a sale with a lease option—into one streamlined process. Whether you want to move right away or stay in your home, we make it simple. Our approach combines everyday real estate concepts that most Americans understand, but what makes us unique is how we streamline them to provide smart options for homeowners looking to unlock their equity.

It's completely straightforward: sell your home and rent it back as a tenant. There are no complicated partial-equity sales or buy-back options.

The process begins when you request a no-cost offer on your home. We'll present you an offer that clearly outlines your options, including sale price and rental rate if you choose to stay. After signing the sale agreement, a third-party inspector completes a standard inspection of your property. We'll provide our final offer after the inspection results. You'll have the opportunity to review everything to ensure you're fully informed and prepared for the transaction. Once that's done, you close and sign a lease agreement to stay as a renter.
Who is eligible for Truehold?
To work with Truehold, you should be a homeowner living in one of our operating cities, with a property valued at approximately $150,000 - $450,000. To see if your home qualifies, give us a call at (866) 505-8850.

A Truehold representative will be happy to walk you through the entire process and answer any questions, so you can decide which option is the right choice for your needs. Customers are free to seek multiple sale offers so they are empowered to make the right decision for them.
What is the process from start to finish?
Start by contacting us on our website or by giving us a call at (866) 505-8850. Your dedicated Truehold representative will gather basic information about your home and guide you through your options.  You'll receive a no-obligation offer within 48 hours, outlining both the offer price and rental rate if you choose to stay. If you choose to move forward with the offer, the next step is signing a Purchase and Sale Agreement (PSA).

After the PSA signing Truehold contracts a licensed third-party inspector to complete a thorough home inspection, which may adjust the final offer depending on the results. If the offer is adjusted, it's totally up to you whether you want to move forward or walk away with no penalty.  If you proceed with selling you will receive your funds on closing.  If you've chosen to stay on as a renter, you'll also enter into the Lease Agreement.
Is Truehold the same as a reverse mortgage or home equity loan?
No, Truehold is fundamentally different. Unlike a reverse mortgage or home equity loan, Truehold’s transaction is not a debt product, which means there’s no loan to repay. Instead, you’re selling your home outright and receiving cash proceeds to spend however you’d like.
See all FAQs
Truehold Logo Image

Company

Resources

Contact Us

Partnerships

Locations

Ohio

Florida

Missouri

Kentucky

Oklahoma

Indiana

Pennsylvania

New Mexico

North Carolina

Georgia

Tennessee

Texas

Arizona

Ohio

Florida

Missouri

Kentucky

Oklahoma

Indiana

Pennsylvania

New Mexico

North Carolina

Georgia

Tennessee

Texas

Arizona

Truehold BBB Business Review

General Disclosure

This website is promotional in nature and is not offered or intended as advice and should not be relied on as such. American Secure Living Inc. d/b/a Truehold (“Truehold”) and SFR FinCo LLC d/b/a Truehold Financial (“Truehold Financial”) are affiliated companies engaged in different businesses. 

American Secure Living Inc. d/b/a Truehold
Truehold transactions are real estate sales transactions, including sell-and-stay opportunities that involve the sale of property and the subsequent leasing of that property by the seller pursuant to a lease agreement. Truehold does not typically allow sellers to re-purchase the property after the sale. Product offerings vary by state and locality. Terms and conditions apply.

Truehold’s initial purchase offer is non-binding and is subject to the execution of a mutually satisfactory sale contract, contingent on a no-cost home inspection, and standard lease signing (if applicable). Offer may change based on inspection results. For sell-and-stay opportunities, post-sale, you must adhere to lease terms for the minimum term (which ranges from 6 - 24 months) to continue living in the home. This includes making timely rent payments, which may increase after the initial term. Customer testimonials are based on individual customer experience. 

SFR FinCo LLC d/b/a Truehold Financial, NMLS #2740541
Truehold Financial offers mortgage lending and mortgage brokering services in select states. Loans are not available in all states. Loans are subject to qualification and approval requirements. Terms and conditions apply. 

Visit the Truehold Financial Licensing page or NMLS Consumer Access for more information about Truehold Financial’s (NMLS #2740541) licenses.

© 2025 American Secure Living, Inc. and/or its affiliates.

Privacy PolicyTerms & Conditions