Put your home equity to work
Access the value you've built in your home with a home equity loan or cash-out refinance. Flexible qualification for W-2 employees, the self-employed, and everyone in between.
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Or call us at (314) 353-9757
What does it mean to leverage your equity?
Leveraging your equity means borrowing against the difference between what your home is worth and what you still owe on it. With a home equity loan or a cash-out refinance, you can turn that equity into cash to fund renovations, consolidate higher-interest debt, cover major expenses, or invest in your next chapter, while keeping your home.
We make it easy to access your equity
Share Your Situation
Tell us about your home, your current mortgage, and what you're looking to do with the funds. We'll help you understand your options.
Review Your Options
Our Loan Officers walk you through the loan programs that fit your goals, your equity position, and how you earn.
Close and Access Your Funds
Once your loan is approved, we coordinate closing and you receive your funds.
Why homeowners choose Truehold Financial
Flexible Qualification
W-2s, bank statements, 1099s, or asset-based qualification. We work with the documentation that reflects how you actually earn.
Multiple Equity Options
Choose between a home equity loan or a cash-out refinance, based on your existing mortgage, your equity position, and your goals.
Use Funds However You Want
Renovations, debt consolidation, education, investments, or anything else. Once your loan closes, the funds are yours to use.
Your Success is Our Business
Choosing the right loan isn't something to do alone. Our team will be your trusted partner from start to finish.
Flexible Income Qualification
W-2s and tax returns aren't the only way to qualify for a home equity loan or cash-out refinance. We work with full-time employees, self-employed homeowners, independent contractors, retirees living off assets, and borrowers whose finances don't fit a standard template.
Different situations call for different programs, and the right one depends on your income, your credit profile, and your goals for the funds. A quick conversation with one of our Loan Officers is the fastest way to find out what's possible.
Talk to a Loan Officer
Or call us at (314) 353-9757
Home Equity Loan vs. Cash-Out Refinance
Home Equity Loan
Cash-Out Refinance
Frequently
asked questions
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Ready to make your home equity work for you?
Find the right way to access your home's value. Talk to a Truehold Financial Loan Officer today.