Put your rental property's equity to work
A DSCR cash-out refinance from Truehold Financial lets you access equity in your rental, based on the property's cash flow.
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What is a DSCR cash-out refinance?
DSCR stands for debt service coverage ratio, a measure of how well a property's rent covers its loan payment. A DSCR cash-out refinance replaces your current loan with a larger one and pays you the difference in cash. Because it's underwritten on the property's rental income, you typically won't need tax returns or W-2s. With a DSCR rate-and-term refinance, you replace your loan without taking cash out, and our team can walk you through both.
How it works
Share your property details
Tell us about the property, its rent, and your current loan.
Apply and lock your rate
Digital property review and standard credit requirements follow. A loan officer will discuss rate and terms with you.
Close and access your equity
Close in as few as 10 days for straightforward transactions, then use the cash for your next move.
Why refinance with a DSCR loan
Up to 75% loan-to-value
Loan-to-value (LTV) is your loan amount as a share of the property's value. Cash out up to 75% LTV.
Qualify on rental income
The property's cash flow does the talking, not your personal income paperwork.
Fund your next deal
Use equity for a down payment, renovations, or paying down higher-cost debt.
Dedicated team
Experienced lending professionals guide you from application to close.
Frequently
asked questions
See all FAQs
Ready to tap your rental equity?
Talk to an experienced lending professional about whether a DSCR cash-out refinance fits your portfolio strategy. Call (866) 505-8850 or request a rate.