Access your home equity. Keep your low rate.
Get up to $600,000 in cash to spend however you'd like. Keep your existing mortgage and continue living in your home with no monthly payments.
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What is a Home Equity Investment?
A Home Equity Investment (HEI) is an agreement between you and Truehold. We provide cash in exchange for an agreed-upon share of your home's future value, so we're invested in your home's appreciation, just like you are.
Designed to put homeowners first
Get cash without monthly payments
There's no new monthly payment. You don't pay until you sell, refinance, or at the end of your term.
Keep your home
You don't have to sell or move. You remain the sole owner and keep living in your home, subject to your agreement.
Know your terms from day one
There's a 19.90% annual cap on Truehold's return, so you know the maximum you'd pay from the start.
Qualify easily, decide confidently
A FICO score of 500 or higher may be enough to qualify. Before you commit, an independent HUD-certified counselor will review your offer with you and answer any questions at no cost.
Calculate your estimate
Answer a few quick questions about your home and watch your estimate change in real time, right in front of you.
See my numbers
A simple process, from application to funding
Check eligibility & get an estimate
Tell us about your home to see if you qualify. No formal application required. If you're eligible, you'll get a cash estimate.
Apply & get approved
Complete your application, submit the required documents, and schedule a quick appraisal.
Review & sign
We cover the cost of an independent HUD-certified counselor to review your offer and fees with you. Schedule your signing when you're ready.
Receive your cash
Get your money with no monthly payments. Settle when you sell, refinance, or at the end of your term.
Use your money on what matters most
Pay off high-cost debt
Renovate or improve your home
Cover major expenses
Build an emergency fund
Help family or invest in a business
Bridge a gap in retirement income
Frequently
asked questions
See all FAQs
See what your home equity can do for you.
Find out how much you qualify for in minutes.